Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AnchorNova Ltd ("AnchorNova," "we," "us," or "our"), a Private Company Limited by Shares registered under the Companies and Allied Matters Act 2020, Nigeria.
By accessing or using any AnchorNova platform — including anchornovahq.com, academy.anchornovahq.com, and store.anchornovahq.com — or by enrolling in any course, purchasing any product, or engaging any enterprise service, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree to these Terms, you must discontinue use of our platforms and services immediately.
Who May Use Our Services
You must be at least 18 years of age to use our platforms, enroll in paid courses, or purchase products. By using AnchorNova services, you represent that you meet this requirement.
Organisations engaging AnchorNova for enterprise services represent that the individual entering into these Terms has the authority to bind the organisation to this agreement.
Scope of Services
AnchorNova provides the following categories of services:
- Enterprise Services: AI-driven digital transformation, ICT infrastructure, digital governance, M&E systems, data analytics, and digital publishing — delivered under separate service agreements.
- Academy — The Learning Vault: Online courses, professional tracks, and certification programs available at academy.anchornovahq.com.
- Infrastructure Marketplace: Digital tools, AI workflow products, templates, and SaaS platforms available at store.anchornovahq.com.
- AnchorNova Press: Digital publications available for individual purchase.
The specific deliverables, timelines, and terms of enterprise engagements are governed by separate written agreements. In the event of conflict, those agreements shall take precedence over these general Terms.
Account Responsibilities
When you create an account or enroll in a course, you are responsible for:
- Providing accurate, current, and complete registration information
- Maintaining the confidentiality of your login credentials
- All activity that occurs under your account
- Notifying us immediately at info@anchornovahq.com of any unauthorised account access
AnchorNova reserves the right to suspend or terminate accounts found to be sharing credentials, engaging in fraudulent activity, or violating these Terms.
Pricing, Billing & Payment
All prices are displayed in Nigerian Naira (₦) unless otherwise stated. SaaS subscriptions (AnchorReport, AnchorLearn LMS) may be priced in USD. Prices are subject to change with reasonable notice.
Payments are processed securely through Paystack and Flutterwave. By completing a purchase, you authorise the applicable payment processor to charge your selected payment method.
- All transactions are encrypted via 256-bit SSL
- AnchorNova does not store card numbers or sensitive payment credentials
- Transaction records are maintained for regulatory compliance
Ownership of Content
All content on AnchorNova platforms — including but not limited to course materials, templates, AI tools, workflow designs, written publications, trademarks, logos, and institutional documentation — is the exclusive intellectual property of AnchorNova Ltd.
Upon purchasing a digital product or enrolling in a course, you are granted a limited, non-exclusive, non-transferable, personal licence to access and use the content for your own professional or organisational purposes.
You may not:
- Reproduce, redistribute, or resell any AnchorNova course content or product without written permission
- Share login credentials or course access with third parties
- Reverse-engineer, decompile, or extract proprietary systems or AI workflows
- Claim authorship or institutional affiliation with AnchorNova without formal written agreement
Certification & Verification
AnchorNova issues digital certificates upon successful completion of qualifying course tracks. Each certificate carries a unique QR code linked to our public verification engine.
Certificates are issued to the name provided at enrollment and are non-transferable. Any attempt to misrepresent, forge, or fraudulently use an AnchorNova certificate constitutes a material breach of these Terms and may be reported to relevant authorities.
AnchorNova reserves the right to revoke certificates issued based on fraudulent enrollment, academic misconduct, or breach of these Terms.
What You Must Not Do
- Use our platforms for any unlawful, harmful, or fraudulent purpose
- Attempt to gain unauthorised access to any AnchorNova system or account
- Interfere with the integrity or performance of our platforms
- Upload or transmit malicious code, spam, or harmful content
- Impersonate AnchorNova, its staff, or its affiliates
- Harvest or scrape user data or platform content through automated means
- Use AnchorNova's name, logo, or credentials without written authorisation
Our Liability to You
To the fullest extent permitted by applicable Nigerian law, AnchorNova Ltd shall not be liable for:
- Indirect, incidental, or consequential damages arising from your use of our platforms or services
- Loss of data, business interruption, or loss of profits
- Any outcomes resulting from your application of knowledge, tools, or frameworks acquired through our platforms
- Interruptions, errors, or delays in platform availability
Our total liability to you for any claim arising under these Terms shall not exceed the amount you paid to AnchorNova in the 12 months preceding the claim.
External Platforms & Integrations
Our platforms integrate with and reference third-party services including Paystack, Flutterwave, PayPal, Google Workspace, KoboToolbox, n8n, Power BI, and others. These third parties operate under their own terms and privacy policies. AnchorNova is not responsible for the conduct, availability, or data practices of third-party platforms.
Suspension & Termination
AnchorNova reserves the right to suspend or terminate your access to any platform or service at our sole discretion, with or without notice, if we determine that you have violated these Terms or engaged in conduct harmful to our institution, users, or community.
Upon termination, your right to access purchased content may be limited. Refund eligibility upon termination is governed by our Refund Policy.
Jurisdiction & Resolution
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising from these Terms or your use of AnchorNova services shall be subject to the exclusive jurisdiction of the courts of Akwa Ibom State, Nigeria.
Before initiating formal proceedings, both parties agree to attempt in good faith to resolve disputes through direct negotiation. Written notice of a dispute must be sent to info@anchornovahq.com.
These Terms were last updated in April 2026. AnchorNova reserves the right to modify these Terms at any time. Continued use of our platforms following any modification constitutes acceptance of the updated Terms.